Scam messages are the most common way ordinary people lose money online, and they work because they're designed to. A text or email arrives that looks urgent and official — your bank account is blocked, your parcel is stuck, your KYC has expired, you've won a prize — and it pressures you to act fast: click a link, call a number, pay a "small fee", or read out the code that just arrived on your phone. In that rushed moment, even careful people get caught.
This tool reads the words of the message and checks them against the tactics real scams use over and over: demands for an OTP, PIN, or password (which no legitimate organisation ever makes); artificial urgency and threats; requests for payment via UPI, gift cards, or "clearance fees"; prize and lottery bait; impersonation of banks, government departments, and delivery companies; fake KYC and account-verification demands; and too-good-to-be-true job or investment offers. For every red flag it finds, it explains the trick in plain language — so you don't just get a verdict, you learn to recognise the pattern next time.
Because the whole analysis happens inside your browser, the message you paste — which often contains personal details — is never uploaded, logged, or seen by anyone. One honest limit worth understanding: a low score means the message shows none of the usual scam signals, not that it is guaranteed safe. Scammers change their wording constantly, and a well-crafted message can slip through. Treat this as a smart second opinion that sharpens your own judgement, never as a guarantee — and when money or passwords are involved, always verify through official channels.
Yes, completely. The message is analysed by code running in your own browser and is never sent to us or stored anywhere. Pasting text is harmless — the danger in a scam message comes from clicking its links, calling its numbers, or replying to it, none of which this tool does.
Not necessarily. A low score means the message doesn't contain the common scam signals we test for, which is reassuring but not proof. Scammers constantly reword their messages, and a careful one can avoid the obvious tells. If a message asks for money, passwords, or an OTP, treat it as suspicious no matter what the score says, and verify through the company's official app or website.
Do not share it — end the conversation immediately. An OTP is the key to your account, and no genuine bank, wallet, delivery company, or official will ever ask you to read one out, whether by call, SMS, or chat. Anyone who does is trying to break into your account right now. If you already shared it, contact your bank straight away to block any transaction.
Yes — sender names, logos, and formatting are trivial for scammers to copy, and messages can be spoofed to appear in the same thread as real ones. Never judge by appearance. The safe move is always the same: don't use the link or number in the message; open your bank's official app or type its website address yourself and check there.
Act quickly, it makes a real difference. If you shared a password, change it immediately everywhere you use it. If you shared an OTP or card details or made a payment, call your bank now to block the card and stop transactions. If you clicked a link and entered information, run our Phishing Link Checker on it and change any credentials you typed. Then report the scam to your bank and local cybercrime authority.