Free Tool
SCAM MESSAGE CHECKER
Got a suspicious text, email, or WhatsApp message? Paste it in to find out if it's a scam — and exactly why — before you reply, click, or pay. Your message is analysed in your browser, never uploaded.
Check a Message
Try an example:
Everything is analysed on your device. The message you paste is never sent to us or stored anywhere.
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The Golden Rules — Memorise These
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Never Share an OTP
No real bank, wallet, or company will ever ask for your OTP, PIN, CVV, or password. Anyone who does is a scammer — full stop.
Urgency Is a Weapon
"Act now or your account is blocked" exists to stop you thinking. Real organisations give you time and never threaten instant loss over a text.
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Go Direct, Not Via the Link
If a message claims to be your bank, open the official app or type the website yourself. Never use the link or number in the message.
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Free Prizes Aren't Free
You can't win a lottery you never entered. If claiming a "prize" needs a fee, a payment, or your details, it's a scam every time.

How to Use the Scam Message Checker

  1. Copy the full suspicious message — the whole text, including any links or phone numbers it contains.
  2. Paste it into the box above and press Analyse. The verdict appears instantly.
  3. Read the findings — each one names the scam tactic it spotted and explains why it's a warning sign.
  4. If the message contains a link, use the "Check this link" button to run it through our Phishing Link Checker without opening it.
  5. When in doubt, contact the company through their official app or website — never through the message itself.

About This Tool

Scam messages are the most common way ordinary people lose money online, and they work because they're designed to. A text or email arrives that looks urgent and official — your bank account is blocked, your parcel is stuck, your KYC has expired, you've won a prize — and it pressures you to act fast: click a link, call a number, pay a "small fee", or read out the code that just arrived on your phone. In that rushed moment, even careful people get caught.

This tool reads the words of the message and checks them against the tactics real scams use over and over: demands for an OTP, PIN, or password (which no legitimate organisation ever makes); artificial urgency and threats; requests for payment via UPI, gift cards, or "clearance fees"; prize and lottery bait; impersonation of banks, government departments, and delivery companies; fake KYC and account-verification demands; and too-good-to-be-true job or investment offers. For every red flag it finds, it explains the trick in plain language — so you don't just get a verdict, you learn to recognise the pattern next time.

Because the whole analysis happens inside your browser, the message you paste — which often contains personal details — is never uploaded, logged, or seen by anyone. One honest limit worth understanding: a low score means the message shows none of the usual scam signals, not that it is guaranteed safe. Scammers change their wording constantly, and a well-crafted message can slip through. Treat this as a smart second opinion that sharpens your own judgement, never as a guarantee — and when money or passwords are involved, always verify through official channels.

Frequently Asked Questions

Is it safe to paste a scam message here?

Yes, completely. The message is analysed by code running in your own browser and is never sent to us or stored anywhere. Pasting text is harmless — the danger in a scam message comes from clicking its links, calling its numbers, or replying to it, none of which this tool does.

The checker says low risk — does that mean the message is genuine?

Not necessarily. A low score means the message doesn't contain the common scam signals we test for, which is reassuring but not proof. Scammers constantly reword their messages, and a careful one can avoid the obvious tells. If a message asks for money, passwords, or an OTP, treat it as suspicious no matter what the score says, and verify through the company's official app or website.

Someone is asking me for the OTP that just arrived. What should I do?

Do not share it — end the conversation immediately. An OTP is the key to your account, and no genuine bank, wallet, delivery company, or official will ever ask you to read one out, whether by call, SMS, or chat. Anyone who does is trying to break into your account right now. If you already shared it, contact your bank straight away to block any transaction.

The message looks exactly like it's from my bank. Could it still be fake?

Yes — sender names, logos, and formatting are trivial for scammers to copy, and messages can be spoofed to appear in the same thread as real ones. Never judge by appearance. The safe move is always the same: don't use the link or number in the message; open your bank's official app or type its website address yourself and check there.

I think I already fell for a scam — what should I do now?

Act quickly, it makes a real difference. If you shared a password, change it immediately everywhere you use it. If you shared an OTP or card details or made a payment, call your bank now to block the card and stop transactions. If you clicked a link and entered information, run our Phishing Link Checker on it and change any credentials you typed. Then report the scam to your bank and local cybercrime authority.